Employers Liability Certificate

Employers Liability Certificate

Employers are responsible for the health and safety of their employees while they are at work. Our employees may be injured at work or they, or our former employees, may become ill as a result of their work while in our employment. They might try to claim compensation from us if they believe we are responsible. The Employers’ Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims.

Employers’ liability insurance will enable us to meet the cost of compensation for our employees’ injuries or illness whether they are caused on or off site. However, any injuries and illness relating to motor accidents that occur while your employees are working for you may be covered separately by your motor insurance.

Public liability insurance is different. It covers us for claims made against us by members of the public or other businesses, but not for claims by employees. While public liability insurance is generally voluntary, employers’ liability insurance is compulsory. You can be fined if you do not hold a current employers’ liability insurance policy which complies with the law.